Inflection Points

For most people, saving for retirement typically involves saving through a qualified retirement account.  These retirement accounts typically come in the form of individual retirement accounts (IRAs, SIMPLE IRAs, & SEP IRAs) or workplace plans (401(k)s, 403(b)s, etc.).  These accounts offer owners a tax... Read More →

There have been a lot of headlines surrounding the One Big Beautiful Bill Act (OBBBA) that President Trump signed into law on July 4th.  Even before signing the bill, there was plenty of back and forth on what was going to be included/excluded once... Read More →

Medicare Open Enrollment Fall has officially arrived! This means crisp air, leaves turning and Medicare Open Enrollment. The Medicare Open Enrollment period began on October 15th and lasts until December 15th. During this period, you may make certain changes, although most are not necessary... Read More →

Entering the New Year comes with changes that can benefit 529 plan beneficiaries that were not previously available.  SECURE 2.0 Act, which was passed by Congress in late 2022, incorporated over 90 provisions, with the 529 plan to Roth IRA rollover being one of... Read More →

As we enter the summer months, most of us will likely be spending some time around the pool, grilling on the patio with friends, or hitting the road for a family vacation.  For those taking a road trip, you likely have chosen a fun... Read More →

It’s human nature to feel compelled to act when going through a stressful period such as a market correction or economic downturn.  It comes from a sense of wanting to control the uncontrollable.  For investors, this often leads to emotional decisions regarding their investments. ... Read More →

In a surprise move this month, Congress passed the “Setting Every Community Up for Retirement Enhancement Act” (SECURE Act).  This legislation was attached to an appropriations bill that helped avert another government shutdown.  This bill, which goes into effect January 1, 2020, has several... Read More →

In our latest edition of Inflection Points, we focus on year end tax planning strategies and provide a reminder about Medicare Open Enrollment. Tax Planning Strategies With three months remaining in our first year under the new Tax Cuts and Jobs Act, here are... Read More →